Muazu Africa — We Don’t Fund. We Strengthen RSEs.
We Don’t Fund — We Strengthen RSEs

Rural Social Enterprises Lose Billions to Value Leakage

We diagnose value leakage and build the systems rural enterprises need to retain what they earn. We do not disburse grants or take equity.

114
Rural Social Enterprises
71
Audited via RVR
₦25M
Value Retained So Far
6
Geopolitical Zones
Verified & Recognised
Good Market Verified
WEPs Signatory
Catalyst30
SEWF Community Hub
SteerCo Nigerian ESO Collaborative
ELOY Award for Social Enterprise 2022
Our Five Verticals

Muazu Africa’s Thematic Areas

We work across five sectors where value leakage is highest and structured intervention produces measurable results.

Climate Adaptation

Systems that help rural enterprises measure climate exposure and build economic resilience.

Agriculture

Farmgate-to-market diagnostics that reduce post-harvest loss and intermediary extraction.

Renewable Energy

Productive-use energy frameworks connecting rural enterprises to clean power and lower costs.

Health

Structuring rural health enterprises for formal procurement systems and development financing.

Education

Enterprise models for rural education with data systems that demonstrate learning impact to funders.

The Rural Value Retention (RVR) diagnostic applies to enterprises and ecosystems operating within these five verticals. It is the primary tool Muazu Africa uses to identify leakage, quantify margin loss, and structure capital readiness pathways.

The Structural Problem

Value Leakage is a Structural Failure

Rural economies generate real output. Most of the value leaves before communities can retain it.

Post-Harvest Loss

Up to 40% of production value lost before goods reach buyers

Intermediary Extraction

Middlemen capture 60–70% of final market value

No Local Processing

Raw commodities leave unprocessed, locking communities out of industrial value

Analyse Your Value Chain

Adjust the slider to see where value is lost at each stage of your supply chain.

₦1M₦50M₦500M
Production
100%
Aggregation
78%
−22%
Processing
58%
−20%
Distribution
48%
−10%
Final Market
40%
−8%
Value Retained
₦20M
Stays in your community
Value Leaked
₦30M
Lost to intermediaries

The Muazu Africa Approach

We do not disburse grants or take equity. We build the infrastructure that lets rural enterprises capture, measure, and retain the value they already generate.

Diagnostic data that meets funder due diligence standards
Market systems designed to retain value locally
Gender-disaggregated data for GESI-aligned reporting
Structured pathways from informal production to formal markets
Our Measurement Indexes

How We Measure What Matters

Three measurement tools. Each produces data that funders and partners can act on.

SROI

Social Return on Investment

SROI converts social outcomes into financial proxies. It answers the question funders actually ask: how much value is generated per naira invested?

  • Maps inputs, outputs, outcomes, and impact
  • Produces a verifiable ratio (e.g. ₦4 returned per ₦1 invested)
  • Meets DFI and bilateral funder evidentiary standards
Rural Prosperity Index

Rural Prosperity Index

Measures whether enterprise growth translates into retained wealth at the community level. Production growth without value retention is not prosperity.

  • Tracks value retention across the full supply chain
  • Measures local reinvestment rates
  • Disaggregated by gender, youth cohort, and geography
GESI Lens

Gender Equity & Social Inclusion

Built specifically around rural women, who carry the majority of productive labour but capture the least value from their output.

  • Measures women’s ownership share and decision-making
  • Tracks labour contribution vs value capture ratio
  • Supports DFI inclusion threshold compliance

Rural women provide an estimated 60–80% of food production labour in Nigeria. The GESI Lens makes this visible and actionable for investors and policymakers.

Financial Discipline

We Apply Managerial Accounting to Rural Systems

We treat every value chain as an economic unit and apply the same analytical tools used in formal enterprise management to identify leakage and design retention pathways.

Cost Structure Analysis

Full cost mapping across every node to identify where overheads absorb margin.

Margin Analysis

Gross and contribution margin tracking, disaggregated by product and market channel.

Value Chain Cost Allocation

Assigns cost burdens to each stage of production, aggregation, processing, and distribution.

Leakage Quantification

Converts inefficiencies into Naira-denominated loss figures for capital deployment decisions.

Contribution Margin Tracking

Identifies which activities generate positive returns versus those that subsidise intermediary capture.

Performance Measurement

Standardised metrics that allow funders to track enterprise progress against defined milestones.

“Rural enterprises are not informal. They are unstructured. The gap is analytical, not motivational.”

Muazu Africa Methodology Position, 2025
What This Produces for Funders

Every RVR diagnostic produces a managerial accounting report with verified cost structures, margin analysis, SROI calculation, and a capital readiness assessment. Built to meet DFI due diligence standards.

How We Work

The Muazu Africa Operational Model

Three functions that move rural enterprises from informal activity to institutional market participation.

01

Map and Diagnose

Structured value chain audits identify leakage points, GESI gaps, and market access barriers. Output is funder-grade data, not anecdote.

Output: RVR Diagnostic Report
02

Build Data Infrastructure

Institutional data systems disaggregated by gender, youth, and geography allow DFIs and investors to assess rural enterprise risk with confidence.

Output: Investment-Ready Data
03

Structure Market Linkages

Inclusive procurement pathways and buyer connections ensure value created in rural communities is retained locally, not extracted upstream.

Output: Local Value Retention
RVR Diagnostic

Who Is the RVR Diagnostic For?

The RVR diagnostic is designed for the following users. Each has a defined reason to use it.

Enterprise Support Organisations

ESOs and Capacity Partners

Why: Directs capacity building to actual structural gaps, not assumed needs.

Decisions: Programme design, cohort selection, strengthening priorities.

Risk reduced: Wasted expenditure on misaligned enterprise profiles.

Rural Enterprises

Rural Social Enterprises

Why: Produces a structured financial picture that owners often lack.

Decisions: Pricing, market channel selection, cost reduction priorities.

Risk reduced: Continued subsistence without understanding the structural cause.

Local Government

Local Governments and LCDAs

Why: Ecosystem data for rural procurement policy and Agenda 2063 alignment.

Decisions: Policy design, enterprise support allocation, economic planning.

Risk reduced: Misallocated public resources and untracked wealth leakage.

Development Finance Institutions

DFIs and Multilateral Funders

Why: GESI-aligned, disaggregated data for rural investment mandates.

Decisions: Portfolio construction, risk-adjusted lending, GESI scoring.

Risk reduced: Information asymmetry between rural enterprises and institutional capital.

Corporates

Corporates Building Rural Supply Chains

Why: Verified supplier data for ESG reporting and climate resilience tracking.

Decisions: Supplier onboarding, CSR measurement, gender-responsive sourcing.

Risk reduced: Reputational exposure from unverified social impact claims.

Get Started

Request an RVR Assessment

Available across Nigeria’s 6 geopolitical zones. Produces a structured diagnostic report within 3–5 business days.

Use the Free RVR Scorecard

Measurement standard: All RVR assessments use the Prosperity Framework and SROI methodology. Data disaggregated by gender, age, and location. Verified across 71 audited enterprises in Nigeria’s 6 geopolitical zones.

Funder Briefing Room
Our Methodology

The Muazu S-Curve

Six stages that move rural enterprises from grassroots activity to institutional market participation. Each stage has defined outputs and GESI checkpoints.

Stage 01

Insight and Discovery

Field research identifies grassroots economic activity with value retention potential. Data disaggregated by gender, youth, and sector across all 774 LGAs.

Key Activities
Field surveys across 774 LGAs
Gender-disaggregated value chain mapping
Enterprise discovery and screening
Stage 02

Idea Shaping

Informal activities structured into viable enterprise models with clear ownership, legal standing, and gender-intentional governance design.

Key Activities
Business model structuring
Gender-intentional governance design
Registration and legal support
Stage 03

MVP Development

Minimum viable product testing validates market demand and operational viability in low-resource environments before capital is deployed.

Key Activities
Lean prototype deployment
Community-level feedback collection
Unit economics analysis
Stage 04

Market Readiness

Enterprises connected to institutional buyers, certified to quality standards, and integrated into formal procurement including gender-responsive sourcing.

Key Activities
Institutional buyer linkages
Quality certification support
Inclusive procurement integration
Stage 05

Capital Inflow

Vetted enterprises connected to DFIs, impact investors, and structured debt. All due diligence packages include GESI indicators and blended finance guidance.

Key Activities
Investor-grade due diligence preparation
Blended finance structuring
GESI-aligned impact reporting
Stage 06

Value Retention

Growth tracked to ensure revenue increases translate into local wealth, measured through reinvestment, women’s participation, and SROI verification.

Key Activities
Wealth distribution audits
Women’s economic participation tracking
Long-term SROI measurement
Vetted Enterprises

Our Portfolio Across Nigeria

114 rural social enterprises across Nigeria’s 6 geopolitical zones. 71 have completed full RVR diagnostic audits.

South WestBosaz FoodsAgri-Processing · Lagos State
North CentralProtofos FarmsAgriculture · Benue State
South EastLead HealthHealth Services · Anambra
South SouthDuke Oil CompanyRenewable Energy · Rivers State
North WestZahra EnergyRenewable Energy · Kaduna State
North EastAl-ihsan Comm.Logistics · Bauchi State
Why Muazu Africa

Infrastructure, Not Intervention

Most development programmes address symptoms. We address the structural conditions that cause rural value to leak out of communities.

Market Value Focus, Not Volume

Most programmes measure success by output volumes. We measure by how much of that value stays in the community. Increased production without retention is not prosperity.

From commodity seller to retained-value market partner

Institutional Data, Not Narratives

We produce structured, disaggregated data across gender, youth, location, and SROI that meets the standards required by DFIs, bilateral funders, and ESG-mandated investors.

From invisible enterprise to institutional-grade asset

Measurement Methodology

Impact is verified using the Prosperity Framework and SROI methodology. The ₦25M value retained figure reflects verified outcomes across 71 RVR-audited enterprises spanning Nigeria’s 6 geopolitical zones. Gender-disaggregated data available on request.

Awards & Recognition

Recognised for Impact

Independent recognition of Muazu Africa’s work across enterprise development, digital inclusion, and social innovation.

2022

ELOY Award for Social Enterprise

Recognised for outstanding contribution to social enterprise development and rural economic empowerment in Nigeria.

2022

Lagos State Winner — Digital Inclusivity

Lagos State Government recognition for advancing digital inclusion and technology-enabled enterprise development in underserved communities.

2024

HEXA Media Award for Social Enterprise

Regional recognition for media-verified social impact and innovation in rural enterprise infrastructure across West Africa.

Network

Rural Social Enterprise Network

Active members of Nigeria’s Rural Social Enterprise Network, contributing to policy, peer learning, and collaborative field research.

Steering Committee

Nigerian ESO Collaborative

Steering Committee Member of the Nigerian Enterprise Support Organisation Collaborative, shaping national ESO policy and standards.

Verified

Good Market Verified

Independently verified by Good Market as a purpose-driven enterprise meeting global standards for social and environmental impact.

Memberships · Features · Awards · Recognition

Knowledge Hub

Research and Policy Frameworks

Papers, briefs, and frameworks underpinning our methodology.

White Paper

Beyond Value Extraction: A Framework for Measuring Rural Prosperity in Resource-Rich Economies

Read Full Paper →
Policy Brief

Participatory Model for Inclusive Legislation of Social Enterprises in Nigeria

Download PDF →
Framework

Social Businesses and Africa’s Base of the Pyramid Market

Explore Paper →
Manifesto

Rural Social Enterprise Manifesto

Read Manifesto →
Our Partners

Work With Us

Our partners include Enterprise Support Organisations, Rural Enterprises, Local Governments and LCDAs, Development Finance Institutions, and Corporates. Each has a defined entry point.

Enterprise Support Organisations

Use RVR diagnostics to direct capacity building, design evidence-based programmes, and demonstrate measurable impact to funders.

ESO Partnership →

Rural Enterprises

Get a structured financial picture of your value chain, identify where you are losing value, and build the data systems that make you legible to investors and buyers.

Apply to Our Programme →

Local Governments and LCDAs

Access ecosystem diagnostic data for local economic development policy, inclusive procurement frameworks, and rural industrialisation strategies.

Access the Briefing Room →

Development Finance Institutions

Access a vetted pipeline with RVR-verified data, GESI-disaggregated metrics, and blended finance readiness documentation.

View Investment Pipeline →

Corporates

Build gender-responsive procurement and ESG-credible supply chain programmes sourced directly from verified rural social enterprises.

Discuss a Partnership →
Open Sessions

Office Hours

Weekly sessions open to rural social enterprises in our pipeline. Bring a specific challenge. Leave with a structured next step.

WhenEvery Wednesday and Friday
Duration30-minute structured session
Focus AreasValue retention, market access, funder readiness, GESI data
Coming Up

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Office Hours

Click a highlighted date to book

Ready to Stop Value Leakage?

Apply to our programmes, use the RVR diagnostic, or open a conversation with our partnerships team.